5 Best ways to get Down Payment for a Home

What is a downpayment and how much do you need?

With mortgage rates at historical lows and more people than ever working from home everyone is asking how they can they purchase a house or condo.

Step 1 is getting a downpayment together. There are a range of downpayment options ranging from 0% if you are a Veteran all the way up to 25% or higher down if you want a lower loan amount.

So for example if the house you want to buy is $300,000 and you want to put 20% down you will need to have $60,000 to put toward the house.

Then a bank or lender like Quicken Loans will loan you the remaining $240,000 . This $240,000 loan is also called a mortgage.

See below for amount you would need to put down for different types of loans for a $300,000 loan

So explore all the options and programs to see how much of a downpayment you will need. If you aren’t sure you can reach out to lenders like Quicken Loans and they can help guide and ask you the right questions.

5 ways to get the money for your downpayment?

Continue reading
Posted in Business | Leave a comment

What’s Forbearance and are more Home Foreclosure’s around the corner

What is Forbearance?

  • Part of the CARES act enacted in March of 2020
  • Allows home owners to defer 12 months of mortgage payments due to hardships
  • Was then extended 6 more months
  • Last time to Apply is June 30th 2021

Example: So if someone hard started forbearance in  April 2020, it would have expired April 2021 but now it is extended to October 2021

How to get out of Forbearance?

Continue reading
Posted in Business | Leave a comment

Take On Me – Acoustic

Posted in Music, Video | Leave a comment

Clive Church- Star Trek

My grand uncle rocking it with captain Picard.

Posted in Uncategorized | Leave a comment

Dancing: We are just robots

I got sucked in and then couldn’t stop watching as it got better and better

Posted in Art, Dancing, Music | Leave a comment

Witches On Tinder

Haha

Posted in Comedy, Video | Leave a comment

Relaxing Hanging Drum Duet

Makes me want to give that a shot.

How much are hanging drums?

Posted in Music, Video | Leave a comment

Awesome .Zip of Nature Backgrounds

Found while looking for a new desktop background slideshow.

Dropbox link here (Click “Download” in upper right) – https://www.dropbox.com/sh/shc0un3savro0pf/AADfMQzZBFxIcAmzuNBIwJiXa?dl=0

Original reddit thread where this was found:

Posted in Art, Reference | Leave a comment

Create a Custom Slack Emoji

Click the “Add Emoji” button in Slack

Upload an image (GIF supported)

Give it a name and you’re done!

Posted in Images, Reference, technology | Leave a comment

Netflix Categories

I remember netflix used to allow searching by categories, but now it’s more difficult, but still possible using the site below.

https://www.netflix-codes.com/

Posted in Reference, technology, Video | Leave a comment